Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
MLG Wealth Management, Inc., dba Pine Grove Financial Group (“PGFG” or “we”), is a broad-based financial services company that takes privacy very seriously. This Privacy Notice is for PGFG’s Registered Investment Advisory clients. Below lists all aspects of PGFG’s Privacy Policy.
Information We Obtain
Nonpublic personal information we collect depends upon the scope of financial services provided by our associates or other financial services professionals whom we service. This information may include but may not be limited to:
- Information provided in personal interviews or on applications or related forms, such as name, age, address, Social Security number, and annual income.
- Third-party reports, such as consumer credit history, motor-vehicle records, demographic, and/or medical information.
- Estate planning information, investment, and other financial transaction information.
When you are no longer our customer, we continue to share your information as described in this notice.
We Limit How, and with Whom, We Share Information
All financial services companies need to share customers’ personal information to run their everyday business. PGFG shares your personal information for our everyday business purposes, such as to process your transactions, maintain your account(s) and performance report(s), respond to court orders and to legal or regulatory supervision and investigations, or report to credit bureaus. This includes sharing your personal information with your PGFG investment adviser representative (IAR) who may also be employed by a separate financial services company. You cannot limit this sharing.
If you are a client of PGFG’s registered investment advisory services, we recognize that your relationship with your IAR is important. Should your IAR decide to move to another Registered Investment Adviser, your IAR may take your non-public personal information to a new firm so that he or she can continue to service your account(s) at the new firm if you wish. You can limit this sharing in the following way: If you do not want PGFG to provide your non-public personal information to your IAR should he/she join a new RIA firm, please contact PGFG’s RIA Chief Compliance Officer at 651.714.0323, or at [email protected].
PGFG does not share your personal information for its marketing purposes (to offer products and services to you); for joint marketing with other financial companies; for our affiliated companies’ everyday business purposes (such as information about your transactions, experience, or creditworthiness); or for nonaffiliated companies to market to you. As such, be advised that we do not sell customer lists or provide personally identifiable information to mailing list vendors or marketers.
Why Can’t You Limit All Sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Safeguards to Ensure Information Security
We maintain a secure office and computer environment to ensure that nonpublic personal information is not placed at unreasonable risk. We limit access to nonpublic personal information only to those employees, associates, agents, and other individuals who may need it to do their jobs. They are required to respect the confidentiality of all customer information.
Online Privacy and Data Collection
When you visit our website, pinegrovefg.com, we may automatically collect certain information about your device, browsing actions, and patterns through the use of cookies, pixels, and similar technologies. This may include:
- Information about your device: Such as your IP address, browser type, operating system, and device characteristics.
- Information about your interactions with our website: Such as pages viewed, links clicked, and other actions taken on our site.
- Demographic and interest information: Derived from your browsing behavior, as provided by Google Analytics, Google Signals, Rb2B Pixel, and other tools.
Use of Rb2B Pixel
We use Rb2B Pixel to track user interactions on our website and optimize our B2B marketing campaigns. This technology may collect non-personally identifiable data such as IP addresses, device information, and browsing behavior. The data collected through Rb2B Pixel helps us identify potential business clients and better tailor our services.
Use of Google Analytics and Google Signals
We use Google Analytics and Google Signals to help us understand how visitors interact with our website. These tools collect data about traffic and user behavior on our site, which we use to improve the user experience, measure the effectiveness of our marketing campaigns, and customize our services to better meet the needs of our visitors.
Google Analytics and Google Signals may collect data such as:
- Demographics and interests: Google Signals can provide us with insights into the age, gender, and interests of our site visitors.
- Cross-device tracking: Google Signals allows us to track users across multiple devices if they have enabled personalized ads in their Google accounts.
- Remarketing: We may use this data to show targeted ads to users based on their past interactions with our site.
Use of Google Ads
We also use Google Ads, which allows us to serve personalized ads to users based on their online behavior and interests. This includes remarketing ads that appear to users who have previously visited our site or shown interest in our services.
Opt-Out Options
You can opt out of Google’s advertising features through the Google Ads Settings page or by installing the Google Analytics Opt-Out Browser Add-on.
If you wish to opt out of Rb2B Pixel tracking, you can adjust your cookie preferences via our cookie consent tool or visit Rb2B’s privacy settings.
Data Sharing and Retention
The data collected through these tools may be shared with Google, Rb2B, and their partners. Google and Rb2B may use this data as described in their respective privacy policies. We do not share this data with third parties for their own marketing purposes.
Your Consent
By using our website, you consent to our use of cookies and other tracking technologies as described in this Privacy Notice.
Definitions
As used above:
- Affiliates: Companies related by common ownership or control. They can be
financial and nonfinancial companies. PGFG does not share with its affiliates. - Nonaffiliates: Companies not related by common ownership or control. They
can be financial and nonfinancial companies. PGFG does not share with its
nonaffiliates so they can market to you. - Joint marketing: A formal agreement between nonaffiliated financial companies
that together market financial products or services to you. PGFG does not jointly
market.
Other Important Information
PGFG maintains a public website at www.pinegrovefg.com. While this policy is delivered annually in writing, the policy may change from time to time. We will notify you of any changes. You can always review our current policy online.
If you have any questions or comments regarding this Privacy Notice or our privacy policies and procedures, please contact our office at (651) 714-0323.
