Webinar
How Minnesota Retirees Can Ensure Their Retirement Savings Last
8 April
A Free Live Webinar With Pine Grove Financial Group
Date & Time:
April 8 at 1:00 PM CST
Location:
A Free Live Webinar With Pine Grove Financial Group
Date & Time:
April 8 at 1:00 PM CST
Location:
Retirement is a once-in-a-lifetime milestone that people dedicate decades of their lives to preparing for. Naturally, this monumental transition raises some fairly unwieldy (and often uncomfortable) financial questions. With market uncertainty, fickle inflation, and changing tax laws, it’s vital to ensure your savings will support your lifestyle in this next chapter.
Join Pine Grove Financial Group’s Joel Baumgarten, CFP®, and Jeff Clark, CFP®, as they answer the most pressing retirement questions for Minnesota families and provide actionable strategies to help you maximize your retirement income, protect your investments, and position you and your family for a long, fulfilling retirement.
Learn how to assess your financial readiness.
Explore strategic withdrawal strategies and ways to make your savings last.
Understand market risks, sequence of returns, and how to safeguard your portfolio.
Avoiding common claiming mistakes and learn how to maximize your benefits.
Get the facts on state tax laws and strategies to minimize taxes.
Weigh the financial and lifestyle factors before making a big move.
Learn how to balance growth and stability in your portfolio.
Understand what to do (and what to avoid) when markets are up.
Joel Baumgarten
Wealth Advisor, CFP®
For over 15 years, Joel has specialized in guiding corporate employees through the complexities of retirement planning, helping them transition with confidence. As a recognized local expert in executive benefits, stock compensation, and tax-efficient retirement strategies, he has become a trusted advisor to employees at major companies like 3M, Medtronic, Ecolab, Travelers, and United Healthcare. Growing up in rural Wisconsin, he developed a deep appreciation for financial discipline and smart decision-making—principles he now applies to helping clients secure their financial future with a structured, straightforward approach.
Jeff Clark
Enrolled Agent, Wealth Advisor, CFP®
A former international martial arts competitor, Jeff brings the same discipline and strategic thinking to retirement planning as he once did to competition. Launching his career just before the 2008 financial crisis, he has spent the past decade and a half helping families build tax-efficient, resilient retirement strategies. The son of a doctor and hobby farmer, Jeff takes a practical, evidence-based approach to financial planning, ensuring his clients have strong guardrails in place to protect their long-term wealth. His expertise in tax planning and wealth preservation has made him a go-to resource for those looking to secure a confident, well-structured retirement.
Reserve your spot now and take the guesswork out of retirement.
Get real answers
Discover practical strategies
Unlock lasting peace of mind
At Pine Grove Financial Group, our approach is rooted in the Midwestern values of hard work, resilience, and adaptability. Our name comes from founder Matt Gulbransen’s family farm, where he learned the importance of perseverance and planning — lessons we bring to our work every day.
We take pride in offering clear, actionable guidance and building lasting relationships with our clients. When you partner with us, you’re not just another client — you’re a valued part of our community. Together, we’ll create a retirement plan designed to help you achieve your goals and enjoy the future you’ve worked so hard to build.
Testimonials
