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Retirement Withdrawal Strategies: Comparing the 4% Rule and Guardrails Approach
One of the biggest fears many retirees face isn’t death — it’s running out of money during retirement. And they’re not alone. According to the 2024 Annual Retirement Study from Allianz Life Insurance Company, two-thirds of Americans worry about outliving their savings.1
It’s a valid concern, but here’s the good news: with the right withdrawal strategy, you can design a roadmap for your retirement funds and help ensure your savings last a lifetime.
In this article, we’ll explore two common strategies (the 4% rule and retirement income guardrails), along with their pros and cons, so you and your wealth advisor can choose the one that’s best for your situation.

Compound Interest Revisited
Recently Wealth Advisor Jeff Clark was featured by MoneyGeek.com to provide some expert insights on compound interest. CLICK HERE to see the article and use the MoneyGeek.com Compound Interest calculator.

Never Retire: The 6 Rules of the New Retirementality
When is the best time to retire? How about never? That’s right, “never retire” is the advice of Mitch Anthony, a leading expert on retirement, and he has the research to show why it’s such a smart idea for you mentally AND physically.