Terra Johnson

Partner - CFP®

See if you're a fit

Jason Johnson

Ryan Key

Terra is your number one ally in helping you achieve your financial goals. Whether you’re just getting started or well on your way to where you want to be, Terra works tirelessly to ensure every aspect of your financial plan functions like a fine-tuned machine. If you have a question about what to expect or need clarification on a complex financial process, she’s got your answer—and if she doesn’t, she’ll find it. Her dedication doesn’t end at the close of the business day.

Q & A

How do your personal experiences influence the way you guide clients?

My background as an athlete taught me the importance of discipline, teamwork, and leadership—qualities that I carry into my work every day. I apply discipline to the financial planning process, partner with my clients as teammates in achieving their goals, and strive to lead my team with integrity and purpose.

Q & A

What’s one piece of timeless advice you often share with clients navigating wealth?

True wealth isn’t just about what you earn or save—it’s about how intentionally you use your money to create the life you value. I always remind clients that balance is key: plan wisely for the future, but don’t forget to live fully in the present.

Q & A

What are the 3 words that people use to describe you?

Motivated, Compassionate, Organized

Q & A

What’s one common financial mistake you help clients avoid?

A common financial mistake I help clients avoid is not having a clear, written plan. Many people make financial decisions reactively—based on emotions or short-term needs—without aligning them with their long-term goals. I help them create a roadmap so every dollar has a purpose and their decisions support the bigger picture.

Q & A

What motivates you in your work?

I’m motivated by the relationships I build with my clients while giving them confidence and clarity. Financial planning isn’t only about numbers—it’s about understanding people’s goals, values, and what truly matters to them. Being able to walk alongside them through life’s changes and see their progress gives real meaning to my work.

Q & A

When not in the office, what are you most passionate about?

I’m passionate about my faith, family, friends, and fitness, and I try to devote my time accordingly. I love spending time with my husband, Corey, and my three children, Monroe, Hudson, and Wesley. We play outside as much as we can—swimming at Grandma and Grandpa’s pool, fishing on the river and lake, and taking lots of trips to the playground. Other fun things I enjoy in my downtime include decorating, watching sports, golfing, organizing, and enjoying a good beer.

Q & A

What’s a financial value you live by in your own life?

I’ve always been a natural saver, but I also deeply value experiences, parenting, and living life fully. I believe in maintaining a healthy balance between financial discipline and enjoying the present—allowing me to understand and appreciate both perspectives from a grounded, neutral point of view.