Do You Know Where You Stand With Retirement Planning?

Find out with the Financial Advisors from Pine Grove Financial Group.

Couple Planning For RetirementUsing our proprietary Retirement H.E.A.L.T.H. Stress-test©, we’ll work one-on-one with you to assess the health of your retirement plan and help you retire on your terms.

The Twin Cities’ Retirement Planning Specialists – featured in:

We Literally Wrote The Book On How To Stress-Test Your Retirement Planning.

Matt - Pine Grove Financial GroupPine Grove Financial founder, Matt Gulbransen, based his book, “Stress-Test Your Retirement,” on years of retirement planning expertise and it’s the foundation for our unique approach. Our process runs a host of tests on your plan to see HOW you will adapt when the unexpected occurs. We’ll help you:

Answer Big Questions

  • Can you live retirement on your terms?
  • How soon can you retire?
  • How much money do you really need?
  • What strategies will help you pay less taxes?
  • What are you missing?

Be Prepared for Life’s Transitions

  • Job changes
  • Retiring in the next 3 years
  • Death in the family
  • Inheriting money
  • Selling a business

Our Retirement Planning Team Is Built On Minnesota Values.

The firm is named after Matt Gulbransen’s three-generation family farm called Pine Grove Farm, originally Pine Grove Dairy farm. It was the basis for our Minnesota values of hard work, family-focus, and trust:

Pine Grove Financial Team

Hard Work

We are fee-based–not commission-based, so our compensation is based on the advice we provide, not products. It makes us work harder — for you.

Family Focus

You’re not a number here. We understand the responsibility of your retirement, and we treat you like one of our own.


Our core values of transparency and accountability builds trust. As fiduciary advisors, we are legally obligated to act in your best interest and uphold a fiduciary oath.

I want to see my FREE Retirement Freedom Score™
I want to see my FREE Retirement Freedom Score™

Serving The Greater St. Paul And Minneapolis Metro Areas.

Serving The Greater St. Paul And Minneapolis Metro Areas

  • Woodbury
  • Apple Valley
  • East Metro
  • West Metro

So let’s get started with stress-testing your current retirements savings and plan. Sign up for a no-obligation, one-on-one FREE Retirement Freedom Score!